> For the complete documentation index, see [llms.txt](https://cyberworld.gitbook.io/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://cyberworld.gitbook.io/docs/utilities-cont/apy-formulation-for-cyber-world.md).

# APY Formulation for Cyber World

### **The Cyber World protocol follows daily-interest compounding simple formulation where:**

A is the future value of your investment\
P is the principle investment\
r is the interest rate in decimals\
n is the number of time interest compounded in the given time\
t is the total time period for investment maturity

It should be noted that rate r and time t should be expressed in the same time units, such as months or years. Time conversions based on a 365-day year have 30.4167 days/month and 91.2501 days/quarter. There are 360 days in a year, with 30 days per month and 90 days per quarter.

### **In the present case:**

If the user invests $1000 worth $CYW for a period of 1 year at 0.018% compounding every 10 minutes. He will have $7,944,670 Cyber World after his investment maturity.